LOW RATE FINANCE AT GH MOTORCYCLES

We are able to offer finance on almost all of our new and used off road bikes, road bikes and scooters! We understand that affordability is an important element when purchasing a bike and our aim is to ensure your budget is met comfortably and so we endeavour to walk you through your finance!

For new bikes, each manufacturer has their own financing schemes ranging from 0% to low rate finance, we have the ability to match each of these financing schemes to suit your pocket.

Used bikes benefit from a low rate finance rate that can be taken over 24-60 months with deposits varying from £0-£2,000+. Speak to a member of our sales team and they will be happy to advise on the best, affordable finance package to suit your needs! 01206 791155.

To submit a proposal please fill out the form below.

FINANCE FORM

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FINANCE PRODUCTS WE OFFER

Conditional Sale

What is it?

A simple way of financing that gives you the certainty of a fixed interest rate, and fixed monthly payments throughout the agreement. The initial deposit and repayment period can be structured to help meet your budget and the length of time you expect to keep the bike. You can trade in your existing bike and put this towards the initial deposit, or if you wish, just put down a cash deposit. Available on off road motocross, enduro and road bikes.

How does it work?

  • Your dealer will structure the agreement to meet your individual requirements based on the bike, the agreement duration required, the available deposit and your monthly budget
  • After paying the initial deposit you make regular monthly payments to cover the amount borrowed plus any interest and fees
  • The interest rate is fixed which means you’ll know exactly how much you will repay throughout the term of the agreement
  • Once all of the payments have been paid the bike is yours

Features and Benefits

  • A guaranteed fixed monthly payment, allowing you to budget with confidence

Personal Contract Purchase

What is it?

Similar to a Conditional Sale agreement but with additional flexibility since part of the cost is deferred until the end of the agreement which may give you the benefit of lower monthly payments. The deferred amount is known as the Guaranteed Future Value (GFV) sometimes known as Optional Final Payment. Available for road bikes only.

At the end of the agreement you have three options:

1: Retain the bike – Simply pay the Guaranteed Future Value, and the bike is yours. 2: Renew the bike – Choose another bike, using any excess part exchange value that is above the Guaranteed Future Value towards your deposit. 3: Return the bike – There’s nothing more to pay if the bike is in good condition and within the agreed mileage terms.

How does it work?

  • The dealer will agree with you an estimated annual mileage and this will be used to determine the bike’s GFV
  • You agree on the amount of deposit, and this figure combined with the agreement duration and GFV will determine the amount of your monthly payment
  • You sign the agreement, pay the deposit and then make the monthly payments
  • The interest rate is fixed which means you’ll know exactly how much you will repay throughout the term of the agreement
  • At the end of the agreement we’ll write to remind you of the three available options
  • You decide which option is best for you
  • Your dealer may be able to help if you decide to part exchange the bike

Features and Benefits

  • A guaranteed fixed monthly payment, allowing you to budget with confidence
  • Potentially lower payments than a Conditional Sale agreement
  • Variety of options available at end of the agreement
  • You can match the length of your agreement with the time you want to keep the bike

Frequently Asked Questions

Please read our FAQ before submitting a finance application.

We use Santander Consumer Finance for most of our finance agreements, certain deals require us to use specific finance companies such as Black Horse Finance.

Yes, you must travel to our premises to sign agreement documents and for us to explain the agreement to you. We would also require to check your I.D and additional documentation (if required).

We can offer finance over 24-60 months.

Deposit can be as little or as much as you like, speak with a member of our sales team who will be happy to advise you on this. Certain deposit amounts may be required to obtain finance deals such as 0% finance over 24 months. For example: a deposit of £2,000 may be required.